Free · Private · No bank login required
Track expenses and budget your money with Monetina
Monetina keeps all of your accounts, spending, and budgets in one place. You’ll see where the money went, how much there is in each budget, and a rough idea of what your balance looks like a month from now. It’s free, and your data stays yours.
No credit card · No bank connection · Export whenever you want
Built for the moment you ask “can I afford this?”
Monthly budgets, spending reports, and a cash-flow forecast that work together, so you’re not doing mental math in the checkout line.
Budget tracker
Monthly budgets that actually stick
Set a limit for how much you want to spend on each tag this month. When your groceries are at 84% by the 14th, it’s easy to see that you need to scale back — especially if you have another month to do so.
- Set a limit for each tag per month
- Adjust one month, or every month going forward, without rewriting the past
- A quick glance tells you where you stand
Spending reports
Find out where it all went
Income on one side, spending on the other, and a category breakdown underneath. It's the spreadsheet you keep meaning to build, except it's already done every time you open the page.
- Income and spending, month-by-month
- Category breakdowns (down to the last coffee)
- Trends across months, so one expensive week doesn't fool you
Cash-flow forecast
Know your balance before it happens
Tell Monetina about your rent, salary, and subscriptions, and it projects your balance forward. A tight week in August shows up in July, when you can still do something about it.
- Built from your recurring income and bills
- Recalculates whenever your plans change
- Shows the number you're heading for
Everything else a money app should do
All your accounts in one place
Bank, cash, credit cards, savings. If you keep money in more than one currency, Monetina converts between 150+ of them at daily rates and gives you one total.
Expense tracking in seconds
Adding a transaction takes a few taps. Tags keep things organized, filters find that one thing from March, and your bank's CSV imports in a couple of clicks.
Recurring bills & subscriptions
Set up rent, salary, and subscriptions once. They post themselves on schedule and flow into your forecast.
Split shared expenses
Who paid for dinner, who still owes what for the trip. Monetina keeps the running tally per person so nobody else has to.
Private by design
No ads, no trackers, and your data is never for sale. The only cookie is the one that keeps you signed in.
Your data is yours
Export everything as CSV whenever you like. And if you delete your account, it's actually deleted.
Quick on any device
Add it to your home screen and it feels like a native app. Dark mode included.
Frequently asked questions
Is Monetina really free?
Yes, all of it. If paid plans ever show up, you'll hear about it well in advance, and nothing gets charged unless you agree to a price. Your data is exportable either way.
Do I have to connect my bank account?
No, and you couldn't even if you wanted to. Monetina never touches your bank login. You enter transactions yourself or import your bank's CSV statements.
Can I import bank statements?
Yes. Download a CSV from your bank and import it in a couple of clicks. Exporting works the same way, in the other direction.
Does Monetina support multiple currencies?
Yes. Keep accounts in whatever currencies you actually use. Monetina converts between 150+ of them at daily rates and shows you one combined total.
Can I split expenses with other people?
Yes. Track who paid and who owes across a household, a trip, or a group of friends, and settle up whenever it suits everyone.
Is my financial data private?
Yes. There are no ads, no analytics trackers, and your data is never sold. You can export everything or delete your account whenever you want.
Start right now
Creating an account takes about a minute. Import a CSV or add a couple of transactions, and you’re already looking at where this month stands. It can still end differently.
Free · No credit card · Export anytime