Free · Private · No bank login required
Monetina opens on one number: what this month has cost so far. Beside it, how that compares with a typical month, where it’s headed by month-end, and what came in. It’s free, and your data stays yours.
No credit card · No bank connection · Export whenever you want
Most personal expense trackers stop at a tidy list of what you spent. Monetina’s budgets, reports, and forecast work together, so you’re not doing mental math in the checkout line.
Budget tracker
Set a limit for each tag you care about. The meter fills as you spend and turns amber before you cross the line — so easing up on groceries becomes a mid-month decision instead of a month-end discovery.
Spending reports
Income on one side, spending on the other, and a category breakdown underneath. It's the spreadsheet you keep meaning to build, except it's already done every time you open the page.
Shared expenses
Log who paid for dinner or the trip, and Monetina keeps one running balance with each person — what you're owed on one side, what you owe on the other.
Cash-flow forecast
Tell Monetina about your rent, salary, and subscriptions, and it projects your balance forward. A tight week in August shows up in July, when you can still do something about it.
Bank, cash, credit cards, savings. If you keep money in more than one currency, Monetina converts between 150+ of them at daily rates and gives you one total.
Adding a transaction takes a few taps. Tags keep things organized, filters find that one thing from March, and your bank's CSV imports in a couple of clicks.
Set up rent, salary, and subscriptions once. They post themselves on schedule and flow into your forecast.
No ads, no trackers, and your data is never for sale. The only cookie is the one that keeps you signed in.
Export everything as CSV whenever you like. And if you delete your account, it's actually deleted.
Add it to your home screen and it feels like a native app. Dark mode included.
Yes, all of it — budgets, reports, forecasts, imports, the lot. If paid plans ever show up, you'll hear about it well in advance, and nothing gets charged unless you agree to a price. Your data is exportable either way.
No, and you couldn't even if you wanted to. Monetina never touches your bank login. You enter transactions yourself or import your bank's CSV statements.
Yes. Download a CSV from your bank and import it in a couple of clicks. Exporting works the same way, in the other direction.
Yes. Keep accounts in whatever currencies you actually use. Monetina converts between 150+ of them at daily rates and shows you one combined total.
Yes. Track who paid and who owes across a household, a trip, or a group of friends, and settle up whenever it suits everyone.
Yes. There are no ads, no analytics trackers, and your data is never sold. You can export everything or delete your account whenever you want.
Creating an account takes about a minute. Import a CSV or add a couple of transactions, and you’re already looking at where this month stands. It can still end differently.
Free · No credit card · Export anytime